Kentucky Passenger Injury Attorneys
Last updated on June 30, 2025
When severe crashes happen, everyone’s thoughts immediately go to wondering if the drivers of the vehicles are safe or uninjured. Passengers are often an afterthought. Our attorneys place an emphasis on the safety of passengers in Kentucky and are proud to offer our extensive legal assistance to help them obtain justice.
Since we founded our firm, protecting the injured has been a passion for our Crestview Hills lawyers and that desire extends to defending the rights of passengers. Regardless of whether or not the at-fault motorist was driving the vehicle in which the passenger was in, we will utilize every resource to uncover the facts of the case and find a favorable resolution for our client.
What Legal Rights And Options Do Injured Passengers In Kentucky Have?
Even though Kentucky is classified as a no-fault state, passengers still possess legal rights and the ability to fight for compensation to cover their medical bills, lost wages and other losses. To begin the process of obtaining compensation, injured passengers will first file a claim with their own personal injury protection plan.
In certain instances, passengers will also be able to file a claim against the at-fault driver’s insurance policy. Passengers will have this option if their medical bills total over $1,000, or if they broke a bone, suffered a permanent injury, or lost their life.
Passengers also have the option of seeking compensation by filing a claim through their personal underinsured or uninsured motorist coverage if the driver who caused the crash possessed an inadequate amount of coverage or no coverage at all. Regardless of what took place, injured passengers should confer with an attorney to discuss their options and find the most suitable one for their situation.
What Steps Should Passengers Take To Pursue Compensation After An Accident?
When passengers are involved in a car accident, their focus should be centered on protecting themselves and strengthening their claim for compensation. The first thing a passenger should do after an auto collision is to check themselves for injuries. If medical attention is necessary, their next action should be calling 911 for emergency treatment.
Documenting the site of the crash is essential as well to ensure a passenger injury claim is backed up by evidence. Passengers should take photographs of their injuries and both vehicles, as well as any other pertinent pieces of information found at the scene.
Speaking with the other driver and receiving their contact and insurance policy information is a vital step to take to hold the driver accountable. Injured passengers should also attempt to identify any witnesses who may be able to recount how the accident occurred. Talking with the police is another vital component to securing compensation, as injured passengers can receive a police report, which insurance providers will request.
Insurance companies will additionally need to be informed about the accident. When calling an insurance company, passengers should have all of their information and crash-related evidence available to provide to the agent. After filing a claim against the at-fault driver’s insurance, passengers should consider contacting a local Kentucky personal injury lawyer for continued guidance.
Can A Passenger Claim Compensation?
When a passenger is involved in an auto accident, they possess the same ability to obtain compensation through legal action as a driver would. Regardless of which driver caused the collision, the injured passenger can seek legal recourse through the at-fault motorist’s insurance or their own coverage if they have a personal injury protection policy.
Will A Driver’s Insurance Go Up If They Were A Passenger In A Car Accident?
Injured passengers will typically not see any impact on their insurance premiums following a car accident. However, if severe injuries that warrant medical attention occur, passengers could potentially see their insurance premiums increase. Insurance companies may increase their premiums simply because a claim was made against the policyholder’s coverage, which gives the provider sufficient evidence to show the insured is at a higher risk of injury.
Are Drivers Liable For The Passengers In Their Car?
When a car accident happens, the at-fault driver is responsible for the injuries sustained by all other parties, including the passengers in their own car. If a passenger suffers injury following a car accident, they can pursue compensation by filing a claim against the at-fault driver’s insurance policy.
Learn How We Protect The Rights Of Injured Passengers
Injured passengers have rights, and they deserve the full protection of the law. At FH Law, our Kenton and Covington County attorneys can help passenger victims build their cases and take the appropriate steps to solidify their claims. To reach out to our firm, call our office today at 859-440-2338 or send us a message by completing our contact form.